Buying a home shouldn’t feel confusing, rushed, or uncertain. I help Florida homebuyers and real estate partners navigate financing with clear answers, fast communication and personal service to support smooth closings.

As a Florida-licensed Mortgage Loan Originator, I work with a wide range of loan programs, including FHA, VA, Conventional, Down Payment Assistance (DPA), DSCR and Non-QM loans, helping both homebuyers and investors find solutions that fit their needs and goals.

I proudly serve buyers and referral partners anywhere in the state of Florida, with a local focus on Freeport, Santa Rosa Beach, Destin, 30A, Panama City and surrounding Northwest Florida communities.

Outside of lending, I’m a husband and father of three who enjoys the outdoors, martial arts, and fitness—activities that keep me grounded, disciplined and sharp in my work.

If you’re exploring options, planning ahead, or looking for a lending partner who values clarity, speed and personal service, let’s work.

Schedule a free consultation to today and let’s build a smart path to homeownership anywhere in Florida!

HomeLoanSammy | NMLS ID 2747673